Property and Casualty Insurance
It is our goal that you view Bryson as your insurance consultant rather than your insurance broker or procurer of commodity-based products
We take pride in understanding your business and the risk associated with your operations. With this knowledge we can offer support on a risk management level and design an insurance program that meets the requirements set forth by your day-to-day operations.
It is at this point that we can begin to use our carrier relationships to build your program and to leverage the marketplace for the best possible coverage forms and policy rates.
- Builder’s Risk
- Cargo & Stock Throughput (STP)
- Commercial Automobile
- Commercial General Liability
- Commercial Property
- Earthquake & Flood
- Equipment Breakdown
- Errors & Omissions
- Foreign Package & Liability
- Garage Keepers
- General Liability
- OCIP/Wrap Coverage
- Product Liability
- Professional Liability
- Umbrella & Excess Liability
- Workers’ Compensation
- Accounts Receivable Insurance
- Cyber Liability
- Commercial Crime
- Directors & Officers
- Employment Practices Liability
- Fiduciary Liability
- Kidnap & Ransom
- Malpractice Insurance
- Privacy & Security Liability
- Representations & Warranty
- Surety Bonds
Experience and knowledge is the basis from which we work. Our staff of property & casualty professionals has the ability to find your place in the ever-changing insurance marketplace. Whether you have a new business venture or are looking to expand your established business, Bryson has the capability to guide and place your business with the right carriers and programs. Our people are committed to understanding your industry, your insurance policies, and the regulations affecting your business and your premium dollars. We are committed to ongoing education and specific designations that are available in our industry.
When working with a new client, we use our expertise to run an insurance program audit. It is the only way to ensure you are covered properly, paying the most competitive rates possible.
Whether you are looking for a second opinion, or are moving your account to Bryson, we will take the time to get to know your business, review all of your policy documents, and provide you with a written, detailed overview of your current program followed up by our recommendations. The insurance industry changes frequently and so do trends in claims history. It is important to have someone watching out for you while you take care of your day-to-day business.
Renewals and Negotiations
Pre-and Post-Renewal Strategy
We believe in a consistent approach to maintaining, adjusting, and bettering your overall insurance program.
We design an action plan to effectively review your operations, your current coverages, and the design of your risk management program.
More specifically we look to meet with you within the first 90 days of your new policy period and 120 days before the expiration of your policy.
This gives us adequate time to review the insurance program we have built, reevaluate your program and operations, and complete negotiations with our insurance carriers.
Insurance carrier negotiations are the key component to an effective insurance program. A successful negotiation allows Bryson to offer you the best possible coverage form based on your needs, as well as a comfort level in knowing that your rates are second to none for the products we are offering.
In order to succeed, we must surround ourselves with specialists in each particular area of coverage, using our knowledge and these unique carrier relationships to better the outcome of our negotiations. What we ultimately achieve is a team approach, with individuals working together to effectively build the most comprehensive, cost effective insurance program.
Claims Management & Assistance
We understand that from time to time losses do occur. Whether it is a workers’ compensation injury, an auto accident, general liability, or specialty lines claim, we want to make sure that each claim is handled promptly, thoroughly, and efficiently.
Your Bryson team works directly with you and your team if and when these losses do occur. We correspond regularly with the carrier adjusters and attorneys, working on your behalf to ensure the best possible outcome.
At Bryson, we focus our services on:
- Claims advocacy
- Claims review
- Oversight of the claim handling process through closure
Our ability to partner with major, national insurance carriers, along with coverage-specific specialty carriers, gives Bryson the ability to provide the very best coverage the marketplace has to offer to a wide variety of industries across the country.
Some of Our Industry Specialties Include:
- Aerospace Manufacturing
- Apartments & Habitational Risks
- Cannabis Retail, Grow & Manufacturing
- Food & Beverage Manufacturing
- Garage Liability & Services
- General & Artisan Contractors
- Machine & Job Shops
- Medical Product Manufacturing
- Private Equity, Financial & HR Consultation
- Product Specific Manufacturing
- Property Management
- Real Estate Development
- Retail Goods
- Technology Manufacturing
- Technology & Software Services
- Wholesale Goods & Distribution
Certificates of Insurance are a common need of all of our clients. At Bryson, you have a dedicated customer service representative who is there to assist you with your daily certificate needs. Certificates of insurance and proper endorsements are issued within 24 hours of receipt. Certificates lists are updated annually and issued at renewal.
Our 120-day reviews are our way of making sure that your business insurance needs are being handled promptly and properly. Every one of our clients receives a 90-day notice from our staff with a coverage summary, current certificate list, and miscellaneous insurance carrier requests. We then meet with you to discuss the current year, changes in your operations, rates and marketplace, and coverage options. We want to make sure we have adequate time to handle your renewal and changing needs as well as giving you proper time to make decisions based on our recommendations.