Property and Casualty Insights
Coverage Insights: Representation and Warranty Insurance
To protect against these transactional risks, an increasing number of organizations are turning to representation and warranty insurance (RWI).
Cyber Liability: Cyber Security for Small Businesses
Recent surveys conducted by the Small Business Authority, Symantec, Kaspersky Lab and the National Cybersecurity Alliance suggest that many small business owners are still operating under a false sense of cyber security.
Cyber Liability: Are You Protected From Insider Attacks?
It is often said in the cyber security world that your employees are your biggest security risk. Workers with access to sensitive information, including contractors that have access to the company’s network, may be aware of existing security weaknesses and can exploit them more easily than an outsider.
Coverage Insights: Directors’ and Officers’ Liability Insurance
Regardless of your company’s size, the legal cost to defend a director is substantial, as are the potential personal penalties. Due to the personal liability risk—which is not covered under a personal insurance policy—protecting boardroom talent can be a challenge.
Coverage Insights: Seven Insurance Policies for Small Businesses
With so many different types of insurance to choose from, it can be overwhelming to determine what type is best for your small business.
Risk Insights: Understanding Fall Protection Equipment Warranty Requirements
It is important for employers to have fall protection plans that review OSHA requirements, ANSI standards and the manufacturer’s instructions. By following the requirements of the brands of fall protection being used, employers can prevent voiding their warranties.
Coverage Insights: Mergers and Acquisitions Insurance Considerations
Merger and acquisition deals can be complicated. Extensive research and preparation must be completed prior to the closing of the deal to ensure there are no gaps in insurance coverage. When preparing for a merger or acquisition, it is crucial to understand how the buyer’s policy and the seller’s policy will respond to a change in control and to secure run- off coverage for any claims made following policy expiration dates.
Coverage Insights: Employment Practices Liability Insurance: Crucial for Small Businesses
According to a recent study, more than half of all claims filed for employment-related liabilities are against employers with fewer than 50 employees. Alarmingly, the study also reveals that not even 2 percent of small businesses have employment practices liability (EPL) coverage.
Coverage Insights: Commercial Property Insurance Rating
Commercial property insurance rates are anything but static, and a variety of outside factors can influence pricing. Despite this, you aren’t alone when it comes to managing your risks and gaining insight into your unique policies.
Benefits Insights: D&O Insurance for Private Companies
Many private organizations don’t believe they need D&O insurance. This can be dangerous thinking, as just one D&O claim can drain the personal assets of a company’s leadership team.