WHAT YOU CAN EXPECT FROM OUR PROPERTY & CASUALTY DEPARTMENT
Experience & Knowledge is the basis from which we work. Our staff of P&C professionals has the ability, through experience, to find your place in the ever changing insurance market place. Whether you have a new business venture or are looking to expand your established business our team has the experience to guide and place your business with the right carriers and programs. Our people are committed to understanding your industry, your insurance policies and the regulations affecting your business and your premium dollars. We are committed to ongoing education and specific designations that are available in our industry.
Insurance Program Audit is our way of showing our experience and knowledge to our new prospects or customers. It is also the only way to make sure you are covered properly and paying competitive rates. Whether you are looking for a second opinion or are moving your account to Bryson Financial we will take the time to get to know your business, review all of your policy documents and provide you with a written, detailed overview of your current program followed up by our recommendations. The insurance industry changes frequently and so do trends in claims history. It’s important that someone is watching out for you while you take care of your day to day business needs.
Workers’ Compensation Claims Services are simply a must when your business is dealing with claims severity and a high experience modification. We believe it is our job to provide you extra services when it comes to workers’ compensation claims and your experience modifications. You will receive:
"Quarterly Claims Review – It is important to stay on top of open claims and make sure they are handled promptly and closed as soon as possible. We will help monitor questionable claims and negotiate reserves that will potentially have a negative effect on your experience modification.
Dedicated Work Comp Claims Specialist – For those accounts in need of special attention to claims Bryson Financial will provide a claims specialist that will work directly with your company to oversee your loss history and work with claims adjusters on your behalf to assure proper reserve limits and prompt closure of claims. This claims specialist will be your liaison between your company and the carrier and will reassure you that your claims are being handled correctly and communication is ongoing throughout the life of the claim.
Workers’ Compensation Injury Database – This database is available to all of our customers who want to review an employee or potential employee’s prior claims history. This information comes from the state of California’s claims database and is available within 24 hours.
Certificates of Insurance are a common need of all of our customers. At Bryson Financial each of our customers has a dedicated customer service representative who is there to assist you with your daily certificate needs. Original certificates of insurance and proper endorsements are mailed to the certificate holder within 24 hours and our customers are provided with a copy to their fax or email. Certificates lists are updated annually and renewed certificates mailed before your renewal date.
For our customers with a high demand of certificates of insurance we now provide them with the ability and convenience of ordering Certificates Online, twenty-four hours a day. Our staff is available for certificate online training at your offices.
120 Day Review is our way of making sure that your business insurance needs are being handled prompt and properly. Every one of our clients receives a 90 day notice from our staff with a coverage summary, loss history, current certificate list and miscellaneous insurance carrier requests. We will then meet with you to discuss the current year, changes in your operations, rates & marketplace and coverage options. We want to make sure we have adequate time to handle your renewal and changing needs as well as giving you proper time to make decisions on our recommendations.